Free guide for buyers in every state

Putting a manufactured or modular home on your own land?

Before you pick a floor plan, know what it really takes. This free buyer's guide explains your loan options, how to evaluate any dealer, the difference between manufactured and modular homes, and the local research to do before you buy land or order a home.

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Free buyer's guide

Manufactured and
modular home on land

01 / Chattel loan or land-home mortgageMoney

02 / How to evaluate any dealerDealers

03 / Manufactured vs modularHome type

04 / Your county research templateLand

Why this matters

This is not like buying a house on the MLS.

When you put a home on land, you are buying land, a home, site work, utilities and a loan that all have to fit together. A low land price or a nice display home cannot tell you if the whole project works.

This guide gives you the big picture in plain language so you can ask better questions before you spend money, wherever you are building.

Inside the guide

What you will learn

Chattel loan vs land-home mortgage, side by side
Six steps to evaluate any dealer, with a dealer record
How manufactured and modular homes differ for loans, appraisal and resale
A three page county research template for zoning, permits, septic, utilities, flood and title
What to confirm in writing before you commit

Bonus

Buyer intake worksheet

Write down your land, budget, home, timeline and accessibility needs in one place before you visit a dealer. It helps you get matched to the right home, land and loan the first time.

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Where should we send your guide?

Fill out the short form below. Your guide opens on the next page, and a copy goes to your email. You will also get a few short emails with tips over the next two weeks. You can unsubscribe any time.